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Loan Modification
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CAN'T AFFORD YOUR MORTGAGE BUT WANT TO STAY IN YOUR HOME?
FILL OUT THE FORM AND LET OUR SPECIALISTS GET LENDER APPROVAL
FOR A LOAN MODIFICATION.
 The bank represents its interests. Our experts represent the borrower's interest. This is why we can usually negotiate a better deal than the bank would offer. |
Due to recent demand and the increasing cooperation of the U.S. government and various lenders, I Short Sale, Inc. has had a tremendous amount of success assisting borrowers avoid foreclosure while staying in their home. Our Loan Modification Specialists will provide a free consultation to understand your current situation and put together a customized plan before going to your lender with the best solution for you.
A Loan Modification is when a lender agrees to modify any or some of the terms of the mortgage, making it more affordable for you.
| I can honestly say that the only reason we will still be in this house is because of Michael’s Herculean efforts and his relentlessness with Homecomings on our behalf to make sure this modification happened. Read the full letter |
These changes may include:
1) Reducing or modifying the interest rate
2) Extending the term of the loan
2) Changing the monthly payments
4) Combining any of the above
A Loan Modification will give you a fresh start, bringing your mortgage up to date after capitalizing any delinquent interest, escrow, fees and other costs based on investor guidelines.
Acting quickly should be your number one priority, as I Short Sale, Inc will need to develop a plan, document your current financial situation, and contact your lender to begin negotiations on your behalf in order to stop foreclosure and save your home.
Other solutions to avoid foreclosure and KEEP YOU IN YOUR HOME include:
Reinstatement: This occurs when the property owner pays off the amount in default to bring the loan payments current in order to stop the foreclosure process and return to the original terms of a loan. After identifying that a reinstatement is the best and most feasible foreclosure alternative, I Short Sale will work with you to determine how best to produce the funds.
Repayment Plan: This foreclosure option lets you repay part of your delinquency each month, in addition to your regular monthly payment. A repayment plan is the perfect option for someone who experienced momentary financial hardship but is now back on their feet. I Short Sale will negotiate with your lender to spread the past-due amount over a specified period of time.
Forbearance: In order to stay in your home, a lender will agree to delay or reduce payments for a short period of time with the understanding that another option will be used to bring your balance current. I Short Sale will negotiate to get you the time you need to determine the best solution for you and, in many cases, will succeed in combining a Forbearance Agreement with a Reinstatement or Repayment Plan.
Default situations are time sensitive. Avoiding the situation is simply unwise.
Contact Us Now for a Non-Obligation Consultation Toll Free: 1.877.907.4678
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I Short Sale, Inc. is a Real Estate Broker - CA Dept. of
Real Estate - License #01773693
I Short Sale, Inc. 1-877-907-4678 info@ishortsale.com
Short Sale and Loan Modification Services
Woodland Hills, California. Los Angeles, California. Beverly Hills,
California.
Negotiating short sales nationwide including:
San Diego, California.
Miami, Florida.
Phoenix, Arizona. Las Vegas, Nevada. New York, New York.
Santa Monica, California.. Thousand Oaks, California. Agoura Hills, California.
Sherman Oaks, California.
Studio City, California. Encino, California. Tarzana, California. Malibu,
California. Beverly Hills, California.
San Francisco, California. Reno, Nevada. Tampa, Florida. San Jose, California.
Oxnard, California.
Culver City, California. Seattle, Washington. Philadelphia. New Jersey.
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